Are you paying for these things that other people get free?

Nulla interdum adipiscing sed
April 26, 2017

Even if you’re the type who scours bank statements for duplicate charges and other errors, you could still be overpaying for everything from entertainment to insurance. That’s because some common memberships come with easily-overlooked perks you may be paying for separately.

Here’s how to change that and hold on to more of your money.

Newspapers, magazines, movies and classes

Libraries aren’t just for borrowing hardbacks and watching kids’ puppet shows. Many also offer free access to all kinds of entertainment. For example, Los Angeles Public Library members can stream movies from an extensive independent film library. Or, if you’re in New York City, you can download millions of songs from a digital music catalog—possibly rendering your $10/month Apple AAPL, -1.05%   Music subscription redundant—or sharpen a new skill through an online course.

Amazon AMZN, -5.94%   Prime members also have access to Prime Video—unlimited streaming of movies and TV episodes—and Prime Music, offering unlimited access to hundreds of playlists and more than a million songs.

Cloud storage

A lot of people don’t realize that Amazon Prime members also get unlimited photo storage, plus 5 gigs of cloud storage on Amazon Drive. Gmail users can also snag 15 gigs of free cloud storage on Google Drive—saving you the paid iCloud subscription.

Museum admission

If you’re a patron of the arts, you may be able to visit museums without purchasing a ticket. Bank of America BAC, -3.05%   cardholders, for example, can score free admission to museums across the U.S. during the first weekend of the month. And some libraries also have programs—like Seattle’s Museum Pass and Chicago’s Kids Museum Passport—granting free or discounted entry, as do certain employers. Ask your HR department if yours does.